Holiday Home Mortgages
If you want to purchase or remortgage a property used as holiday home in Spain, then you have a range of lenders to choose from. Whether specialist offshore second home lenders or Spanish lenders we have access to all but then so do others, so what makes us different?
Firstly, we know that rates for holiday home mortgages are dependent on your security and by your financial performance and your own individual track record. We also know that there is room to negotiate terms and rates and with skills in doing just that you are assured a thorough and detailed set of advice, planning and execution.
You can have interest-only mortgages, long-term repayment mortgages and fixed, variable and hedged mortgages.
Moreover, we are here for the whole life time of the holiday home mortgage so we support you in other areas and can Introduce you to a qualified holiday home real estate agents who work alongside the Peter Male team. From €100,000 to €25m+ we have helped many clients and investors obtain holiday home mortgages. Not forgetting the use of QROPs and other funding avenues.
Mortgage Basics
A mortgage is a loan secured against your home, and if you can't repay it, the lender can sell your home to get its money back.
There are two types of mortgages (repayment and interest-only) but lenders offer different features and different interest-rate deals, so care must be taken looking into which one may be best for you.
Financial Advice
Everyone's circumstance is different and off the shelf financial products may not cater for your personal needs; but with the right financial advice from a qualified and experienced financial advisor we can help you weigh up your options and execute your wishes.
Reviews & Checks
Life changes. For this reason, whether business or personal, a review of your financial present and future, can increase financial health and your peace of mind. Moreover, you need your money to work for you and that's our job. A quick chat on the phone is all that's needed.
Free Consultation
In the interest of the environment we like to determine your needs over the phone or email, and your free consultation can start from there. If we need to visit and need a few hours with you then we'll let you know if there are any fees. But we do offer the first hour for free.
Investments
All clients of Peter Male are seen as long-term clients and as such our relationships with all our investor clients are financially intimate. Moreover, liking each other is part of trusting each other so we nurture all clients at a pace that suits their pace and our approach.
Quick Links to Financial Solutions
Our Spanish Office
Meet at our Spanish offices or we can visit you at your Spanish or UK home! Peter Male Financial Planning has been operating from Benalmadena Pueblo, Malaga since 2002 and with agents in Spain and the UK we offer more flexibility.
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